Frequently Asked Questions

Got Questions? We've Got Answers!

"Marija was an absolute pleasure to deal with. Everything was done so quickly and she kept me up to date on next steps the while time. Highly recommend her."

Marianna Thomson

Chances are, you've got a few questions. Take a look below to see if we've addressed them here. If not, feel free to send us an email at [email protected], and we'll be more than happy to assist you promptly.

The big factor in determining how much you can borrow is affordability. Or how much the repayments will be compared to how much disposable income you have. The lender we approach on your behalf will take this into account with your application.

What interest rate do you charge?

Interest rates will vary depending on things like your credit rating, how well you’ve managed and paid off loans in the past, as well as if you’re a home owner or stable renter.

How long will the term of the loan be?

This is decided based on a couple of factors: 1) how long you would prefer the loan to last and

2) how much you can comfortably afford to repay each month.

Vehicle loan terms usually range from one to seven years.

When will I know the answer?

We’ll do our very best to get back to you with a result within 2 hours. If your application is extra-urgent, just give us a call on 021 358 381 as soon as you’ve sent in your completed application.

Our Services

Vehicle Finance

At Swift Finance New Zealand, we understand that owning your dream vehicle is more than just a desire—it’s a journey towards freedom and independence. That’s why we’re committed to making the vehicle finance process smooth and hassle-free.

Motorcycle Finance

Whether you’re looking to cruise on the open road or explore off the beaten path, our dedicated team is here to help you secure the funds you need to make your two-wheeled dreams a reality.

Boat Finance

With competitive rates and flexible terms, we’ll navigate the complexities of boat financing so you can focus on charting your course.

Jetski Finance

At Swift Finance New Zealand, we recognize the exhilaration and freedom that comes with riding the waves on a jet ski. That’s why we specialize in providing tailored financing solutions for your jet ski purchase.

Caravan Finance

Whether you’re dreaming of embarking on cross-country adventures or enjoying weekends away with family and friends, our experienced team is here to help you secure the funds you need to make your caravan dreams a reality.

Insurance

We can connect you with a range of insurance cover products, provided by partners we trust to look after our customers the way we do.

Apply in 3 Easy Steps

Complete the Online Application

We gather your information to gain a deeper understanding of you and your requirements. Upon receiving it, we’ll swiftly reach out via phone or email.

Get Approval

We’ll assess your loan application on the same day, and if received before noon, we’ll proceed with processing it. Assuming no complications arise, approval could be granted within the hour.

Funding

Upon your confirmation to proceed, we’ll swiftly conclude the necessary documentation and disburse payment to the vendor. Nearly all loans can now be seamlessly finalized online and electronically.

Frequently Asked Questions